Patient Resources

Insurance Information

It is your responsibility to contact your insurance carrier to confirm that our office accepts your insurance plan and to be aware of any restrictions, limitations, and requirements outlined by your insurance company.

Dr. Saghari is a preferred provider for certain plans of the following insurances:
  • Medicare
  • Anthem Blue Cross PPO
  • Blue Shield PPO
  • Aetna PPO
  • Cigna/Great West PPO
  • Coventry/First Health PPO
  • Health Net PPO
  • Humana/Choice Care Network PPO
  • Pacificare/United Health Care
  • Multi Plan/Beech/PHCS PPO
  • Interplan PPO

Office Policy

Appointments must be canceled or rescheduled 48 business hours prior to your scheduled date and time. Any late cancellation or late rescheduling after this period of time or “no shows” is subject to a $50 fee.
You have 30 days after the third statement to pay the full balance. If payment is not received, your account will be submitted to a national collection agency/or credit bureau and/or attorney for further action. You will be responsible for all attorney fees, court costs and collection agency fees associated with the collection process. No additional contact will be made by our office. Furthermore, no additional office visits will be accommodated. If you have any questions or concerns regarding your bill, you may contact our billing department, Tower Billing, at 310-860-1120.
Any refills must be asked at least 48 business hours in advance, especially before major holidays.

HIPAA Notice of Privacy Practices

Our Responsibility to You Regarding Your Medical Information:

We understand your medical information is personal, and we are committed to protecting the privacy of your medical information.  In an effort to provide the highest quality medical care and to comply with certain legal requirements, we will and are required to:

  • Keep your medical information private.
  • Provide you with a copy of this notice.
  • Follow the terms of this notice.
  • Notify you if we are unable to agree to a restriction that you have requested.
  • Accommodate reasonable requests by you to communicate your health information by alternative means.

How We May Use and Disclose Medical Information About You:

We may use and disclose medical information about you for your treatment (such as sending medical information to your primary care or other healthcare providers as part of a referral); to obtain payment for treatment (such as sending billing information to your insurance company of Medicare); and to support our healthcare operations (such as comparing patient data to improve treatment methods).

How This Information Will Be Used:

  • We may contact you for appointment reminders, or to tell you about or recommend possible treatment options, alternatives, health-related benefits or services.
  • We may contact you via email and/ or text message in the future to tell you about specials, new products or services, unless you ask us not to contact you by these methods.
  • We may also give information to those you identified as responsible for payment.

We may share your medical information without your prior authorization for the following purposes:

  • Law:  We may disclose medical information when required by law, a request from law enforcement or a valid judicial or administrative order.
  • Public health:  We may disclose your health information to public health of legal authorities charged with preventing or controlling disease, injury, disability, child abuse or neglect, etc.  As required by law.
  • Business associates:  There are some services provided through contracts with business associates such as our billing company (i.e. we may disclose medical information about you to a company who bills insurance companies on our behalf to enable that company to help us obtain payment for the healthcare services we provide, or outside laboratory for pathology services).
  • Notification:  We may use or disclose information to notify or assist in notifying a family member, personal representative or another person responsible for your care of your location and general condition.
  • Food and Drug Administration (FDA):  We may disclose to the FDA health information relative to adverse events.
  • Worker’s Compensation:  We may disclose health information necessary to comply with related laws, or other similar programs established by law.
  • State requirements:  The state has requirements for reporting, including population based activities relating to improving health or reducing healthcare costs.

Other Uses of Medical Information:

In any other situation not covered by this notice, we will ask you for your written authorization before using or disclosing your medical information.  If you choose to authorize us to use or disclose your health information, you can later withdraw authorization by notifying us in writing, except information previously disclosed based on your initial authorization.

Your Rights Regarding Medical Information About You

Although your medical record is our property, you have the right to:

  • Request a restriction in writing, on certain uses or disclosures of your medical information for treatment, payment or healthcare operations, with the exception of emergency situations.  We will consider your request, but we are not legally required to agree to a requested restriction. 
  • Inspect and obtain a copy of your medical information, in most cases upon receipt of written authorization.
  • Request in writing, an amendment to your medical records if you believe the information in your medical record is incorrect or important information is missing.  We could deny your request if we determine that the medical record is accurate.
  • Request in writing how and where you wish to have medical information communicated to you in a confidential way or at an alternative location.

Changes to This Notice:

We have the right to change this notice at any time. We have the right to make the revised or changed notice effective for medical information we already have about you, as well as any information we receive in the future.  We will post a copy of the current notice. The notice will contain the effective date.  In addition, you may request a copy of the current notice each time you are seen at our office.